The Change-Makers
Hear from the Change-Makers, the ones we have helped along their journey to live purposefully and experience abundance and freedom.
Community of Change-Makers

Terry Winship
Bespoke Trainer
My guiding philosophy is a Buddhist word ‘’Mudita” that means; finding joy in the happiness and success of others. I get so much positive reinforcement when I teach others and see them gain new skills.
My SuperPowers
- Bespoke Training: Excel | Word | PowerPoint | Canva | Filmore | Public Speaking | Zoom.
- Explaining difficult concepts in an easy-to-understand manner.
- MS Office nerd – helping you with Excel, Word and PowerPoint.
- Creating designs and video for your social media.
Working with MJ2F...
Is an experience that I love as Mary J has an ability to cut through all the financial jargon and allows me to understand my money decisions.
Read more about me on the MJ2F Blog

Wanita Nicol
Freelance Storyteller, Content Creator & Editor
Words are my thing; narrative even more so. I love learning the stories behind brands and people and bringing those stories to life in a way that excites an audience. What's your story? Let's tell people about it!
My SuperPowers
- Writing engaging content.
- Translating complex concepts into simple, entertaining language.
- Writing to a word limit.
- Meeting deadlines.
Working with MJ2F...
Was a big decision, but it’s one of the best investments I’ve made into my business, our marriage and myself. Mary J helped me answer these questions and others that I didn’t know to ask. I now feel like I have direction and agency in my life and career… the ride is no less wild, but it feels less terrifying in the driver’s seat.
Read more about me on the MJ2F Blog

Claire du Trevou
Freelance Urban Researcher & Architect
I am fiercely enthusiastic about transformation in South Africa and our cities, and I am constantly interrogating and probing the suite of options that have the potential to unlock inclusive regeneration of our cities.
My SuperPowers
- "Oh let me introduce you to..." (connecting people)
- Designing and Facilitating co-creation processes and workshops
- Connecting the dots - I am able to see the golden thread across vast and complex projects
- Whipping up Brownies in the blink of an eye
Working with MJ2F...
Read more about me on the MJ2F Blog

Zoë Palmer
Strategic Design Facilitator & Enneagram Guide
Corporate dropout turned creative wildling currently playing with life through the lens of belonging.
My SuperPowers
- Revealing, and facilitating through, the unseen social dynamics in groups
- Using creative tools and frameworks to help adults rediscover and grow their imagination
- A sensitivity and tenderness of often seeing what's missing
- Demonstrating the courage to go against the grain
Working with MJ2F...
Unlocked something very special for me. She invited me to set “emotional goals” (what were those!?) and introduced me to the Enneagram which helped me put everything back together within myself after spending two years lost in the wild i.e. burnout recovery.
Eighteen months later, I still don’t quite have the money thing all figured out, but as a creative entrepreneur just starting off on her own, I think that’s fine – especially with MJ there to tame my chaos.
Read more about me on the MJ2F Blog
Change-Makers Conversations
Meet our Change-Makers and join the community in monthly webinars!
We will invite our Change-Makers to tell their story and share something about who they are, the way they see the world and what they offer the world that might spark something inside of you – inspiration, hope, courage, creativity, and a feeling of connection.
We look forward to you joining the conversation!
You can Change the World
Becoming a Change-Making Millionaire, living your purpose and experiencing abundance and freedom are your birthright. Do you want it? Claim it now.
Read more in “The 8 Money Skills of Change-Making Millionaires“, our free eBook.
What Has Been Said About Us
In a year I went from scared and disempowered to courageously negotiating business deals from a place of self worth and values, not afraid to turn down offers that didn’t align with my new found will to thrive and not just survive.
Mary really is changing the way we can work with money, introducing a much needed holistic approach to merging wealth and well being.


& Communication Specialist at Sanlam Investments
Mary has a calm, measured approach to financial planning, and is pragmatic about what needs to be done by me, the client, in order to achieve my aims. I feel that Mary's knowledge, understanding and approach, has helped me to adjust my thinking and alleviate any fears that I may have had about this next big change. Working with Mary has been a comfort when facing this big change and planning for financial freedom!
While I'm not quite where I want to be yet, my consults with MJF were incredibly realistic, valuable then and continue to be. The plans and budgets increased my knowledge and awareness and they keep me on track, inform my choices, and have me finally moving in the direction I want to be moving. I'm making progress in a way that feels do-able - and the fact is, I am making progress - in an area that I floundered in for years.
This is all to say - I highly recommend availing yourself of her expertise!
I had some ideas about what it was that I wanted to do when I arrived back home, and she helped to coalesce these ideas and ground them in reality. She has the gift of being able to accurately feedback to you, a mirror, exactly what needs to be done to take these all important steps towards freedom and change.
Mary is amazing at holding a safe space, at guiding and mentoring, and allows you to be able to explore and grow through your own inner guidance and wisdom, giving little nudges on the way.
I’m very grateful to have had her expert hand help show me what I needed to do for my own highest growth. Thank you!
Thank you for a unique engagement around money planning through a coaching lens.
This was a value in its own right as a coaching session!
Can’t wait for our next module next week. Keep up the good work!
Chiltern Farms (Pty) Ltd
Corporate Employees Feedback
Participants were asked what their biggest gain from the MJ2F Financial Wellness Programme was and they shared…


“When I started I had a loan of 75000 which I have been paying for the past years, to my surprise the loan is now sitting on 30 000. I denied myself a lot of things so I can get this loan payed up asap and by End of Feb this loan will be fully payed up. I also had a small loan which is payed up. I am only with one loan to pay it off." – Thato Linda
“I talk to younger family members about money and making choices to save money. Hoping that the seeds I'm planting will help create a better financial future for them” – Jen
“I knew I had to dive deep into my finances. I didn't know how deep it could go. This programme has shed some light on what I need to do and how to get there. It's so valuable." – Shaun Goldberg
“Definitely a big change for me was understanding my relationship with money.” – Anonymous
“Learning to say "NO" boldly when people borrow money, learning to save even during times of sale. Not touching my emergency fund for sales.” – Leya Sarah Sibiya

“Budget clarity and personal growth.” – Andrew
“It’s ok to be yourself. Everybody is different.” – Mariaan
“To take control of my financial situation.” – Marius
“Financial and self-discipline.” – Tapiwa
“To accept myself as who I am and to budget every month.” – Denise
“To be myself and stop pleasing people.” – Tracy
“To acknowledge the commitment of sticking to the spending plan and applying learnings in work environment too.” – Ace
“Resilience.” - Masixole
“The value in not only rands and cents, but being given a different set of life skills to equip me more than just a financial perspective.” - Anon
“I would recommend the program. Understanding yourself personally and what you want in life, financially and personally.” - Anon
Book Your Free Call with Us
Get in touch with Mary J & Marguerite by scheduling a Free Connection Call and get started on your journey to financial freedom.
Pssst…. We know it can be the hardest thing to reach out and book that call. We won’t judge. We won’t shame you. There isn’t anything you can share with us that will shock us. We are here for you and we look forward to working with you to help you confront the reality of where you are, envision where you want to go and take the first steps to achieving your financial and life goals.